What Ontario car insurance actually covers, in plain language. No jargon, no fine-print games.
Every Ontario policy includes these four. You cannot drive without them.
Pays others for injury or property damage when an accident is your fault. This is the coverage that protects your savings.
Pays medical care, rehab and income replacement for you and your passengers, no matter who caused the accident.
When another driver is at fault, your own insurer pays for your car damage — faster than chasing their insurer.
Covers you if the other driver has no insurance, or in a hit-and-run.
These protect your own car. Your loan or lease may require them.
Damage to your car from a crash — with another car, or with a pole, guardrail or ditch.
Theft, fire, vandalism, hail, falling branches, hitting an animal — everything that is not a crash.
A rental car while yours is repaired, plus towing and roadside help when you need it.
Tell us about your car and driving — we explain the trade-offs and let you decide.
Get a quote样板演示页面 · 电话、地址与内容均为示例